Become a Retail Credit Partner
Offer device financing options to your walk-in and online customers. Boost your revenue by selling on credit while we assume all risk and pay you cash upfront.
Boost Sales by 45%+
Customers who hesitate to pay full cash for smartphones or home appliances can easily buy when offered a 30% downpayment option. Watch your inventory move twice as fast.
24-Hour Payouts
When a customer completes credit onboarding at your store, you release the device immediately. PMI Capital pays your store 100% of the remaining 70% cash balance within 24 hours.
Zero Credit Risk
We handle credit checks, payment collections, and defaults. If the customer fails to pay their monthly installments, PMI Capital assumes 100% of the loss. Your shop keeps the full sales price.
How the Merchant Partnership Program Works
Apply Online
Fill out the store registration form on the right. We verify your CAC status, store location, and inventory flow.
Agent Deployment
Once approved, PMI Capital deploys a trained sales agent and POS material to your retail outlet to handle consumer financing applications.
Start Selling on Credit
Customers buy items with a 30% downpayment. We credit your store account for the remaining balance.
Already a Partner?
Reach out to your Merchant Account Executive or email merchants@pmicapital.com to order promotional banners or request API keys for your online checkout integration.