Welcome to
PMI Capital
The financial institution of choice where sustainable solutions are delivered. We provide flexible consumer loans, retail asset financing, high-return investment structures, and professional financial advisory.
Our Services
From business credit lines, consumer BNPL, and fund management to detailed financial advisory, discover how our services facilitate progress and wealth generation.
Consumer & Business Loans
We offer quick and accessible loan solutions for individuals and small businesses with minimal paperwork and rapid approval.
Asset Finance (BNPL)
Acquire smartphones, home appliances, or equipment today. Pay only a 30% deposit and spread the rest over 3 to 12 months.
Local & Trade Finance
Get critical financial support to execute local purchase orders (LPOs), bidding contracts, and export/import operations.
Inventory Financing
Unlock liquidity from raw materials or finished products held in trust as collateral to keep operations running.
Loan Syndication
We partner with top-tier financial companies and syndicates to fund large-scale projects and mitigate credit risk.
Debt Factoring
Convert your outstanding customer invoices and receivables into immediate working capital at a fair discount.
Funds Management
Corporate and institutional capital management with customized portfolios, defined tenures, and competitive yields.
Financial Consulting
Professional wealth planning, capital restructuring, and strategic advice for individuals and mid-sized enterprises.
Digital Client Portal
Verify credit scores instantly, monitor active loan repayments, and process online transactions through our client console.
Consumer & SME Loans
Several needs in life and business come up when least expected. You can be sure we have got your back in those tight moments. Leave it to us, we will sort it out just to keep your operations or household running. You can easily manage repayments through our automated dashboard when your paycheque is ready.
- Payday salary advances up to ₦1,000,000.
- SME Business LPO financing up to ₦50,000,000.
- Disbursement within 24 hours of documentation approval.
Active Credit Underwriting Ledger
Corporate Wealth Growth Ledger
High-Return Investments
Saving or investing capital can be a challenging decision. But frankly, you must put your idle funds to work to beat inflation. We partner with you to grow your money with strong and consistent returns, zero hidden charges, and structured low-risk credit exposure.
- Fixed Deposit plans yielding up to 18% per annum.
- Flexible Yield savings with monthly interest payout.
- Zero ledger fees with secure Providus Bank escrow.
Buy Now, Pay Later (BNPL)
Get the latest devices and home electronics instantly. In partnership with slot outlets and electronic hubs, we facilitate immediate asset purchase. Pay a 30% initial downpayment, collect your item, and split the remaining balance over 3 to 12 months in easy installments.
- Finance Apple, Samsung, LG, Hisense, and HP devices.
- No security deposits or heavy collateral required.
- Pickup items from over 20+ merchant partner stores.
iPhone 15 Pro Max
₦101,500 / monthGalaxy S24 Ultra
₦96,600 / monthMacBook Air M3
₦129,500 / monthLG 55" Smart TV
₦33,600 / monthProfessional Consulting & Strategy
We support our clients with well-informed, objective, and strategic advice. Whether you are seeking debt or equity capital raises, credit guarantees, business restructuring, or corporate balance sheet optimization, let us partner with you. We design solutions tailored to your unique financial milestones.
Manage Your Finance on the Go
Everything you need to apply for credit, monitor repayments, track investments, and manage wealth portfolios is now integrated into one single application. Download the PMI Capital app.